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IFSC Code: How to Know IFSC Code Online

Know IFDC Code Online

For the complete information on Bank IFSC code visit Here you can get the detailed explanation of IFSC Code and its uses.

An IFSC Code, otherwise known as the Indian Financial System Code is an 11 digit code in alpha numeric format used by the Reserve Bank of India to identify all the Bank Branches within the National Electronic Funds Transfer (NEFT) network uniquely.

This code is instrumental in facilitating the transfer of funds electronically by way of identifying the course and the destination of funds.

The IFSC Code can be found in the top left corner of a check leaf, right below the designation of the Bank and its details.

This 11- digit code varies from branch to branch of all participating banks. This code has certain prominent characteristics as to how it is generated.


The first four characters are alphabets suggesting the name of a particular bank. This obviously differs from bank to bank, as each bank is given a different set of four characters. For example, a branch of Canara bank ifsc code is CNRB0000911.

The last seven characters are usually digits, and represent a particular bank branch. These 7 digits are unique to every branch and differ depending on the bank and the branch. As in the case above, the last 7 digits identify a particular branch i.e. 000029.

The 5th character is standard and marked a ‘0’, as a control character.

The IFSC code is an essential feature to validate banking transactions. The knowledge of IFS Code enables you to receive payments or make transactions virtually.


Banks and organizations use the IFSC to conduct National Electronic Funds Transfer (NEFT) and Real-Time Gross Settlement (RTGS) transactions to identify and help in streamlining the transactions between different accounts, bank branches and banks.


The Reserve Bank of India, the central banking authority controls all the associated banks and banking affairs throughout India through the help of the IFS code.

The RBI issues the IFS Codes to the member banks, for the same reason. The RBI also lists and records the IFSC codes of all the participating banks to enable transparency and ease of transacting.

RBI has advised all the banking firms affiliated with it, to publish the IFS Code of the particular bank branch on the check leaves issued to customers so that it can keep track of all the transactions that take place under its purview.

This is to help identify, route, monitor and authenticate the banking instruments for accuracy in fund exchanges.

There are a few measures one could undertake to identify the IFSC code of different banks. For this, one has to be familiar with the name of the bank and its branch.

One can easily identify the IFSC code by looking at the check leaf, top left hand side corner. If not, it could be deduced by visiting the RBI official website and checking the comprehensive list of bank names and the varied branches.

If this deems to be cumbersome, one could check out any website offering such information, if you name the bank, city and the particular branch.

The last resort would be to call the bank and question it on the details one wishes to seek.

Once you identify your IFS code for your bank account, you can just quote it along with your account number and correct name to enable receiving funds from other people.